The Learning Centre — Whānau Family Support

Budget Advice Service

The Learning Centre covers the following topics —

Budget planning:

We will help you to develop a budget plan and provide strategies to help you balance your budget. Learn about variable and fixed expenses, weekly, monthly and annual expenses, and account for these in your budget plan.

Creditors ledger and debt schedules:

Learn how to develop and manage a creditors ledger and keep track of all debts through schedules.

Cashflows:

Learn to use a system to manage your income and expenses. You will be able to create a 12 week or 12 month cashflow plan to identify the high expense weeks and plan for them successfully.

Record keeping:

We can help you to develop a system to keep all your records in and develop a weekly, monthly and annual record keeping system.

Negotiating with creditors:

We can negotiate with creditors on your behalf and when you are confident we can work by your side.